Smart Personal Loans for Indian Residents

Clear. Compliant. Competitive personal loans for Indian residents.

Get an offer

Start by entering a few details — we’ll show lenders who match your profile.

Full Name

Email id

Phone Number

City

Monthly Income

Monthly Expenses

Credit History

Job Type

Loan Type

AMOUNT

₹100000

ABOUT US

Personal loans made simple — with full disclosure

IndiaLoans24 connects you with responsible lenders for personal loans. We prioritise transparency: every loan page and application shows interest rates, processing fees, repayment period, representative examples, and contact & grievance channels as required under Indian regulations and policies.

We do not promise guaranteed approvals or make misleading claims. Offers depend on eligibility, KYC and lender underwriting.

How It Works

Apply online — simple form, minimal fields to start eligibility checks.

Complete KYC when requested by the lender (Aadhaar / PAN / bank statements / OTP).

Get personalised offers with full fees and representative cost examples.

Choose the offer and accept the loan after reviewing the loan agreement.

Important disclosures (prominent)

Minimum repayment period

61 days.

Representative APR / fees

Each offer will show annual interest rate (APR equivalent), processing fees, any other charges, and a clear representative example before you accept.

Representative example (for clarity)

Example loan:

Principal ₹50,000 • Annual rate 18.00% • Tenure 24 months

EMI:

₹2,496.21 per month

Total payable:

₹59,908.92 (Interest ₹9,908.92)

This is an example for illustration. Your actual rate, EMI and fees depend on the lender, your credit history and KYC verification.

Eligibility (typical)

No misleading promises

We comply with Indian fair-practice guidelines — we will never advertise “guaranteed approval”, “no credit check”, or “instant approval” unless these claims are verifiable and allowed by the chosen lender. False or exaggerated claims will be removed to remain compliant with Indian regulations.

Privacy Policy

IndiaLoans24 respects your privacy and processes personal data in accordance with applicable Indian law.

Terms & Conditions

These Terms & Conditions apply to every customer who applies for a loan via IndiaLoans24. IndiaLoans24 is a platform that connects applicants with third-party lenders and credit providers; we may also provide lead generation services. We are not the lender unless explicitly stated in the offer.

Disclaimer

IndiaLoans24 provides information to help users compare loan offers. We do not provide financial, tax or legal advice. All offers are subject to lender approval, KYC, credit checks and terms in the lender’s loan agreement.

Grievance & contact

If you have a complaint, please contact our customer support first:

indialoans24.